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Frequently Asked Questions

Still Have Questions?

Our financial advisors are ready to discuss your project and structure a solution tailored to your buisiness.

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What types of equipment can I lease?

We provide leasing solutions for a wide range of income-generating assets, including: • Construction and heavy machinery • Commercial vehicles and fleet equipment • Agricultural machinery • Solar and renewable energy systems • Industrial and warehouse equipment If your asset supports business operations or revenue generation, we can likely structure a solution for it.

2

How long does approval take?

In most cases, credit decisions are provided quickly once all required documentation is submitted. Our streamlined underwriting process allows us to move efficiently while maintaining responsible risk standards. For straightforward transactions, approvals can often be issued within a short timeframe.

3

What documents are required to apply?

Requirements vary based on transaction size and structure, but typically include: • Completed application • Business financial statements • Bank statements • Equipment invoice or quote • Business formation documents A financial advisor will guide you through the process step by step.

4

Can startups qualify for equipment leasing?

Yes, in many cases startups can qualify. Approval depends on factors such as: • Industry experience • Credit profile • Down payment (if required) • Strength of business plan We evaluate each application individually and work to structure viable solutions whenever possible.

5

What are the benefits of leasing instead of purchasing?

Leasing offers several strategic advantages: • Preserves working capital • Avoids large upfront expenses • Keeps credit lines available • Provides potential tax advantages* • Allows access to up-to-date equipment *We recommend consulting your tax advisor for guidance specific to your business.

6

Do you offer 100% financing?

In many cases, yes. Certain transactions may qualify for full equipment financing, depending on credit profile, asset type, and transaction structure. Your advisor will outline available options during the consultation.

7

What industries do you serve?

We work with businesses across multiple industries, including: • Construction • Transportation • Agriculture • Energy and solar • Manufacturing • Logistics • Infrastructure and development If your business relies on equipment to generate revenue, we can explore a financing solution.

8

What is invoice factoring and how does it work?

Invoice factoring allows businesses to convert outstanding receivables into immediate working capital. Instead of waiting 30–90 days for customers to pay, you receive accelerated access to funds — improving liquidity and operational stability.

9

Do you provide financing for international trade?

Yes. We structure import and export financing solutions to support cross-border transactions and international project development. Our team ensures the structure aligns with regulatory and financial requirements.

10

Is there a minimum or maximum deal size?

Transaction sizes vary depending on asset type and financing structure. We evaluate each opportunity individually and can accommodate a range of transaction values.

Still Have Questions?

​Our financial advisors are ready to discuss your project and structure a solution tailored to your buisiness.

© Prudential Leasing, Inc. 

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